
Now: Bank feeds outside the US
Bank sync works with US banks today. Canada, the UK, Australia, New Zealand and Europe come next, so a CSV per bank is no longer the only way in.
What we are building next, and everything that has shipped. These are directions, not dates: the order changes when the people using Pulse Local tell us something matters more.
For Pulse Local 0.4.2


Bank sync works with US banks today. Canada, the UK, Australia, New Zealand and Europe come next, so a CSV per bank is no longer the only way in.

Many banks make a PDF statement easier to get than a CSV. Pulse Local will read the transactions from a PDF on your machine, like everything else.

The same app and the same promise: the models, your ledger and every answer stay on your machine.

Pulse Local where you spend, with the same rule: the model runs where your data lives.
0.4.2 Filing Needs review is faster: the list keeps each merchant together, and after you pick a category for one row Pulse offers to file the rest from that merchant, or to remember it for next time. When a bank cannot be connected the app now says why, for example a bank still waiting for approval at Plaid, and it tells you when one bank is connected twice.
0.4.1 Fixes from launch week: bank exports from Europe and Australia import correctly (semicolons, decimal commas, accents, IBANs); a category changes with one click in Transactions; changing the country no longer freezes the app; quitting no longer ends in a crash report. Better understanding now starts off on machines with 16 GB of memory or less, where it could make everything slow; if you had changed it yourself, your choice is kept.
0.4.0 Every money answer is now read twice, by Pulse’s rules and a second model on your machine, and a figure is shown only when the two agree; otherwise Pulse says it is not sure. The second model is a one-time 2.5 GB download and can be turned off in Settings.
0.3.0 Answers about your spending show what they counted, and you can change it; their figures are checked against that calculation before they are shown.
0.2.2 Follow-ups on any answer, exclusions in any wording, and how-to answers for every screen.
0.2.1 Opening the app no longer touches your keychain; only bank sync does.
0.2.0 Any country and any currency, a sample in local shops, and updates that install themselves.
Most of what is listed under Now came from people who wrote in. Use Send feedback in the app, or write to niz@pulseos.finance.
Last updated 15 October 2026