Free · no sign-up · no tracking
Money questions,answered with math.
Calculators and live trackers that show their work: real Census, STOCK Act and market data, not vibes.
Can I afford a $600,000 house?
NEWThree checks: cash at closing, payment vs income, cushion after.
$600k house on $150k a year
$3,784/mo · 30% of income
comfortable28%36%ceiling
What is Congress buying?
NEWEvery trade senators and representatives disclosed this week, from real STOCK Act filings.
Live · this week
52 buys · 58 sells
Most traded: MSFT · 6 filings
When can I stop working?
Your FIRE date, stress-tested with Monte Carlo across 1,000 market futures.
The 25× rule
$60k/yr $1.5M
Will my money outlive me?
Retirement projections with real withdrawal strategies, not a single straight line.
Worked example
$1M at $5k/mo ~36 yrs
Am I rich where I live?
Your income percentile in any US city, straight from Census data.
Your city's income ladder
medianyou
Am I too concentrated?
Paste your holdings. How much is one stock, how many positions it really behaves like, and the sector it leans on. Nothing leaves your browser.
Effective positions
4 holdings behave like 2.3
60% in one stock · All in
All six, on your own numbers
Each tool answers one question. Pulse answers all of them, with your real accounts.
Net worth, spending, portfolio, retirement odds, and a morning brief about your own money.